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PRIME insurance services
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Commercial Lines Insurance
Construction budgets are tight enough without a fire, theft, storm, vandalism, or material loss forcing you to pay twice. PRIME helps Florida project teams compare builders risk options before one setback turns into a cash-flow problem.
View Builders Risk pageCommercial Lines Insurance
A crash can create repair bills, injury claims, downtime, and contract headaches. PRIME helps Florida businesses compare commercial auto coverage for owned vehicles, hired vehicles, non-owned autos, crews, and work use.
View Commercial Auto pageCommercial Lines Insurance
Your building, equipment, inventory, improvements, furniture, and business personal property are part of your revenue engine. PRIME helps review commercial property options built around Florida wind, water, theft, fire, and interruption concerns.
View Commercial Property pageCommercial Lines Insurance
One severe accident or lawsuit can exceed standard policy limits. PRIME helps Florida businesses compare excess liability options that can sit above underlying policies and create a stronger financial buffer.
View Excess Liability pageCommercial Lines Insurance
Customer injuries, property damage, completed work issues, advertising claims, and contract requirements can all point back to general liability. PRIME helps Florida businesses quote and review coverage with practical, no-pressure guidance.
View General Liability pageCommercial Lines Insurance
Many businesses move valuable property between jobs, vehicles, storage, and client locations. PRIME helps quote inland marine coverage for tools, equipment, materials, and property that does not stay in one building.
View Inland Marine pageCommercial Lines Insurance
Even careful professionals can face allegations of errors, omissions, missed deadlines, negligence, or financial harm. PRIME helps review professional liability options built for the work you actually perform.
View Professional Liability pageCommercial Lines Insurance
Events bring people, vendors, venues, contracts, weather, alcohol exposure, and expensive deposits together. PRIME helps review special event insurance options so a celebration or business event has a stronger safety net.
View Special Events pageCommercial Lines Insurance
A workplace injury can affect an employee's health, payroll, compliance, contracts, and cash flow. PRIME helps Florida businesses review workers compensation options with class codes, payroll, certificates, and audit realities in mind.
View Workers Compensation pagePersonal Lines Insurance
Rates, vehicles, drivers, deductibles, liability limits, and household changes can move quickly. PRIME helps Florida drivers compare auto insurance options and coordinate coverage with home, renters, umbrella, boat, or RV needs.
View Auto pagePersonal Lines Insurance
Florida watercraft ownership comes with storms, marinas, passengers, liability, navigation limits, trailers, equipment, and lender requirements. PRIME helps quote coverage for boats, watercraft, and yachts with practical guidance.
View Boat, Watercraft & Yachts pagePersonal Lines Insurance
Condo insurance can be confusing because association master policies, unit improvements, personal property, loss assessment, water damage, and liability all interact. PRIME helps condo owners understand what may be their responsibility.
View Condominium pagePersonal Lines Insurance
Many property policies do not automatically cover flood. PRIME helps Florida property owners compare flood insurance options, lender requirements, elevation concerns, private flood options, and excess flood needs.
View Flood pagePersonal Lines Insurance
Flood losses can exceed standard policy limits, especially for coastal, high-value, elevated, or extensively improved properties. PRIME helps review excess flood options that can add another layer of protection.
View Excess Flood pagePersonal Lines Insurance
Florida homeowners insurance can be affected by roof age, wind mitigation, hurricane deductibles, replacement cost, inspections, flood exposure, and carrier changes. PRIME helps homeowners compare options with clarity.
View Homeowners pagePersonal Lines Insurance
RV insurance needs can differ from regular auto coverage because your vehicle may be both transportation and living space. PRIME helps review liability, physical damage, contents, roadside, trailer, and vacation use options.
View Recreational Vehicle pagePersonal Lines Insurance
Renters insurance can help protect clothing, electronics, furniture, personal belongings, and liability after covered losses. PRIME helps renters compare affordable coverage that fits their lease and lifestyle.
View Renters pagePersonal Lines Insurance
A personal umbrella policy can add an extra layer of liability protection above home, auto, boat, or other underlying policies. PRIME helps clients review whether umbrella coverage fits their lifestyle and exposure.
View Personal Umbrella pagePersonal Lines Insurance
Jewelry, watches, fine art, collectibles, cameras, instruments, and other valuables may need scheduled personal articles coverage. PRIME helps review items that carry both financial and emotional value.
View Personal Articles page